Unless bitcoin drops significantly below 6k for a while, I really don’t see a downside here. I’ll have everything in for the next big bull run. The finite supply will ensure that’ll come in time with increased institutional adoption and the overall tend towards digital currencies. After writing this I’m not 100% sure where I’m going with it but what I’m saying is storing your excess reserves in crypto anytime over the last almost 3 years would have you up a great deal. Certainly with profit taking.
I really think crypto is a good overall savings options for many. I don’t make a huge amount so we’re not talking a lot of money here but it’s been good for me even with the coinbase fees which are ridiculous. I could live for half a year with what has been gained.